If you know me reasonably well, you know I like to plan. Correction: I like the mental clarity that comes when planning. Behaviour gap have a wonderful article on the distinction between the two:
Think of this as the difference between a flight plan and the actual flight. Flight plans are really just the pilot’s best guess about things like the weather. No matter how much time the pilot spend planning, things don’t always go according to the plan.
In fact, I bet they rarely go just the way the pilot planned. There are just too many variables. So while the plan is important, the key to arriving safely is the pilot’s ability to make the small and consistent course corrections. It is about the course corrections, not the plan.
I try to spend as much time planning my financial security as I would spend planning a summer holiday. Do you?