Larry White on free banking

I rarely find time to watch videos of economics lectures, but made an exception today to watch Larry White's talk at FEE on "Free Banking". I was particularly interested in how he deals with Heurta De Soto's claims about the illegitimacy of demand deposit contracts. White builds on the response he made here, and provides more concrete examples of banknote contracts to support his case. My personal views on this debate have changed a lot over the last 6 months, but I am genuinely puzzled by the etymological approach De Soto takes.  He seems to deny that callable loans can exist. See for yourself, and also Larry's lectures on the Gold Standard and Austrian economics and the financial crisis.

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